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What Is a Prop Firm and How We Use Them at BullMoney
A prop firm, short for proprietary trading firm, is a company that provides traders with access to large capital in exchange for a share of the profits. Instead of trading your own money, you trade the firm’s capital once you prove your skills through a challenge or evaluation phase. This allows traders to scale their profits faster without the risk of losing personal funds. At BullMoney, we train our community to pass these funding challenges confidently using risk-managed, psychology-based strategies tailored to the rules of each firm.
Each prop firm has specific conditions such as daily drawdown limits, profit targets, maximum trading days, and account types (swing, intraday, or weekend-hold restrictions). Our goal is to ensure every trader understands how to navigate these rules, avoid disqualification, and maintain long-term funded status. Through our mentorship, live trading sessions, and psychology-focused education, we help our clients build the discipline needed to turn one funded account into a scalable trading career.
What Is a Funded Account?
A funded account is a trading account provided by a prop firm that allows a trader to trade using the firm’s capital after successfully passing a qualification challenge. Instead of risking your own money, you are given access to a pre-defined capital amount usually ranging from $1000 to $200,000 or more and your job is to generate consistent profits while following strict risk management rules.
To earn a funded account, traders must typically complete a two-phase challenge as an example :
- Phase 1: Profit Target
You must reach a certain profit (e.g., 8–10%) within a set number of trading days without violating daily or overall drawdown rules. - Phase 2: Consistency Proof
Often a lower profit target (e.g., 5%) to prove consistent trading behavior. Still no violations allowed.
Once passed, you're awarded a funded account. From there:
- You trade using the firm’s capital.
- Profits are split, usually around 80–90% to the trader, 10–20% to the firm.
- Drawdown limits remain, so risk management and discipline are essential.
At BullMoney, we teach traders how to approach these challenges strategically, manage risk, and maintain their funded status long-term.
Everything You Need to Know About Funded Accounts (Prop Firms)
Funded trading accounts often calledprop firm accounts are one of the most powerful tools for traders who have skill but limited capital. Instead of saving for years to build a trading account, traders canaccess large amounts of capital instantlyby passing a simple evaluation process. These evaluations are issued by proprietary trading firms(prop firms), and successful traders are granted access to a funded account in exchange for a share of the profits.
Why It Matters
The reality is that most retail traders fail due to undercapitalization, overleverage, and emotional trading. Funded accounts eliminate these bottlenecks by giving traders:
- Institutional-level funding (without loans or investors)
- High profit splits (up to 90%)
- Zero personal risk if you violate rules, you lose the account, not your own money
- Scalable income streams — traders can hold multiple funded accounts or scale to higher capital tiers
- Global opportunities many firms are international and pay out in crypto or fiat with no borders
Global Prop Firm Industry Stats (2025)
- Over 120,000 traders funded globally across top firms
- Estimated $1.2 billion paid out in trader profits since 2022
- Average payout per trader: $2,000–$8,000/month, depending on capital
- Average pass rate without mentorship: 6%
- Pass rate with structured mentorship: 45–75%
Why Choose BullMoney for Prop Firm Success?
At BullMoney, we don’t just help you “pass a challenge.” We position our clients to thrive long-term as professional traders by providing:
- SMC & ICT logic-based strategies tested across multiple prop firms
- Psychological and emotional discipline coaching our edge lies in your mindset
- 1-on-1 mentorship sessions to prepare you for evaluations and scale-ups
- Live market breakdowns and bootcamps that mirror real prop firm conditions
- Step-by-step trading plans tailored to each prop firm’s unique rules
Many of our clients pass their challenges and keep the account for the long term. That's the difference between gimmick trading and professional trading.
Why Funded Trading Is the Future
The funded model is rapidly becoming the standard pathway for modern traders. It removes the outdated barrier of needing large savings to trade. Instead, you can prove your skill, manage risk, and access capital all while building a sustainable career in global financial markets.
If you're confident in your ability but lack the funds, or you want to trade bigger and smarter funded accounts are your bridge.
FTMO Funded as an example:
Funded accounts work by giving traders access to large capital without risking their own money, as long as they pass a test first. FTMO is a great example. They offer something called the FTMO Challenge, where you must prove that you can trade responsibly and consistently. In Step 1, you need to make a $1,000 profit (on a $10,000 account) without losing more than $500 in a single day or more than $1,000 overall. You get unlimited days to do it, but you must trade at least 4 separate days. If you pass, you move to Step 2 (Verification), where the profit target is smaller ($500), but the rules stay the same. Once you pass both steps, you become an FTMO Trader and get access to real capital. You can then earn up to 90% of profits and get your signup fee refunded. This process is not the same as “instant funding,” where you pay to trade right away FTMO gives you capital only after proving your skill and discipline, which is safer and more credible for long-term traders.
Why We Trust FTMO
The Gold Standard in Funded Accounts
At BullMoney, we believe in offering our community the most proven, trusted, and opportunity-driven funding paths available in the market. FTMO is widely regarded as the leading proprietary trading firm globally, known for its fairness, scalability, and professional approach to funded trading. Thousands of traders across over 180 countries have successfully passed FTMO’s challenges and now trade full-time without risking personal capital.
We don't just talk about FTMO we've passed, traded, and mentored traders through its challenges with consistent results. Here’s what makes FTMO the go-to choice.
Understanding the FTMO Challenge
FTMO offers traders the opportunity to access funded accounts ranging from $10,000 up to $200,000 by completing a structured evaluation process. The process is designed to test your discipline, consistency, and risk management not just how quickly you can grow capital.
FTMO’s rules are designed to be clear and trader-friendly, focusing on long-term consistency over risky behavior.
Key Benefits of FTMO
- Refundable Evaluation Fees : Get your fee back after passing and receiving a funded account.
- No Time Pressure: Unlike many firms, FTMO offers unlimited time to meet targets, reducing emotional mistakes.
- High Profit Split : Earn up to 90% of profits on your funded account.
- Professional Tools — Includes access to MetriX, a performance analytics dashboard to track your trading metrics in real time.
- Global Payouts — Receive your profits through multiple payout methods securely.
Why BullMoney Mentors Use FTMO
Our mentors don’t just recommend FTMO they’ve passed it. We know how to guide you through the process with structure, psychology, and execution. Many traders fail FTMO because they lack mentorship, accountability, and proper risk control.
BullMoney prepares you with:
- Evaluation-based trading simulations and training
- A proven strategy that aligns with FTMO rules
- Mindset and discipline reinforcement to avoid disqualifications
- A support system that continues even after funding
The Prop Firm Model: A Smarter Path to Capital
Prop firms like FTMO are changing the game for traders. Instead of risking personal funds, you can now manage up to $200,000 in capital after completing a structured evaluation. For a low upfront fee, traders gain access to high-leverage accounts with zero liability. The capital is real, the profits are yours, and the process rewards consistency over gambling.
According to internal reports and community estimates:
- Less than 15% of traders pass the FTMO challenge on their first try.
- Over 70% of traders who pass using mentorship or structured support retain their accounts longer than 3 months.
- Average monthly payouts from FTMO-funded traders exceed $2,000.
Ready to Start?
If you’re ready to pursue funding with real guidance, discipline, and professional strategy, BullMoney is here to help. We’ve built a system to get you funded, keep you funded, and grow your trading career with prop capital instead of personal savings.
Let us walk the challenge with you step by step.
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